by Tim Lacroix | Jan 12, 2021 | General Advice, Money Matters, Mortgage Advice
As the first year of the global pandemic comes to an end so many things in our lives have changed, but likely one of the most noticeable is how we use our home space. As work from home and social distancing orders have remained in place for much longer than anyone...
by Tim Lacroix | Dec 1, 2020 | General Advice, Money Matters, Mortgage Advice
As we head into the 2020 holiday season we know things are going to look a little different this year. Many of us are used to prepping our homes for large gatherings, visiting malls to fill the space under our tree, picking out fancy new holiday outfits, or packing...
by Tim Lacroix | Oct 21, 2020 | General Advice, Money Matters, Mortgage Advice
‘Tis the season to be spooked but don’t let it be about your potential mortgage. While the October air can have more bite to it than the new jalapeño avocado toast you’re trying for breakfast, you shouldn’t worry about getting bitten by the misunderstood mortgage...
by Tim Lacroix | Sep 17, 2020 | General Advice, Money Matters, Mortgage Advice
There are different mortgages for different situations, which makes sense, but a lot of people don’t really think about it until they try to get a loan and realize they don’t qualify or it’s not as straightforward as they thought it would be. Having the information...
by Tim Lacroix | Jul 16, 2020 | General Advice, Money Matters, Mortgage Advice
In the last month, CMHC released significant changes to their underwriting policies, that is, how they determine if someone can get a mortgage when they purchase with less than a 20% down payment. As of July 1 st , CMHC has implemented these changes and the industry...
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