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Top 10 Factors That Affect Your Mortgage Rate

Top 10 Factors That Affect Your Mortgage Rate

60% of Canadian home owners have a mortgage. Yet few really understand the factors that are involved in deciding their mortgage rate. Getting the best rate is important. On a $500 000 mortgage a +/-0.0025% mortgage rate difference can result in a $20 000 cost/savings...
CMHC Increases Mortgage Insurance Premiums

CMHC Increases Mortgage Insurance Premiums

Canada Mortgage and Housing Corp makes changes to decrease taxpayer involvement in Canadian Mortgage Insurance Market The Canada Mortgage and Housing Corp. (CMHC) recently announced last month that their stake of the mortgage insurance business has dropped to about...
Mortgage Brokers Increase Their Market Share

Mortgage Brokers Increase Their Market Share

Calgary Mortgage Broker, Tim Lacroix, Explains Results Found in CMHC Survey The mortgage broker industry has recently increased its market share per the Canada Mortgage and Housing Corporation’s (CMHC) annual mortgage survey findings. The CMHC’s consumer mortgage...
New to Canada and Need a Mortgage Approval?

New to Canada and Need a Mortgage Approval?

Calgary Mortgage Broker Tim Lacroix Can Help! Canada has so much to offer its residents with a wonderful quality of life and a beautiful landscape. If you are new to the country, one of your next steps could likely be purchasing a home for you and your family. As one...