by Tim Lacroix | Nov 26, 2019 | Calgary Mortgage Broker, Canadian Mortgage Rules, Money Matters, Mortgage Advice, Mortgage Rates
Five years is the standard length of a mortgage term. Once your term is up, you gain a lot of flexibility to change things up, but until then, most agreements leave little room for flexibility. Unfortunately, the life events that can prompt the need for breaking and...
by Tim Lacroix | Nov 12, 2019 | Calgary Mortgage Broker, General Advice, Money Matters, Mortgage Advice
As the holidays creep closer, so does the financial hangover that hits after the holiday spending spree. Taking a proactive approach to your spending- and saving, can be key to avoiding the pressure to get things back in order in the new year. Plan your holiday...
by Tim Lacroix | Nov 5, 2019 | General Advice, Money Matters, Mortgage Advice
On October 22, Canada woke up to a new federal government that evoked a multitude of polarizing responses that differed significantly from east to west. Regardless of where you stand on the federal election’s results, there are some notable changes that homeowners and...
by Tim Lacroix | Oct 18, 2019 | Money Matters, Mortgage Advice, Uncategorized
What does the Bank of Canada do? Well, that is a loaded question. A simplified answer is that it makes sure that Canada’s monetary policy is creating a safe and stable financial system for Canadians. If that already sounds like something out of a boring high school...
by Tim Lacroix | May 15, 2019 | Calgary Mortgage Broker, Mortgage Advice
Tim Lacroix When it comes to mortgages, rate is king for many existing and future homeowners-but should it be? The idea that chasing the lowest rate possible is the best strategy when choosing your mortgage is a common, but frankly misguided notion. Understanding what...
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