by Tim Lacroix | Feb 20, 2020 | General Advice, Money Matters, Mortgage Advice
Purchasing your first time is a big step, and when that comes with the 25-year financialcommitment of a mortgage, it’s a decision that shouldn’t be made lightly. That being said, buying your home doesn’t need to be overwhelming, especially if you know that it’s the...
by Tim Lacroix | Feb 10, 2020 | General Advice, Money Matters, Mortgage Advice
When looking to purchase a home, whether it’s your first or tenth, the decision to invest in a new or pre-existing build is almost always one of the first questions home buyers face. The idea of buying into the shiny and new is an attractive option, however, higher...
by Tim Lacroix | Jan 31, 2020 | General Advice, Money Matters, Mortgage Advice, Mortgage Rates
So, you want to buy a house?Do you have a down payment? Your down payment is one if the first steps towards home ownership, but it may also be the first hurdle to overcome. Even 5% of the value of a home can feel like a large chunk of cash and can be daunting,...
by Tim Lacroix | Jan 16, 2020 | Calgary Mortgage Broker, General Advice, Mortgage Advice
Whether you are experiencing a financial holiday hangover or a mid-year financial slump, debt can weigh heavy. Consolidating your debt can be a useful tool for people looking to reset their financial perspective and get on track towards lower payments, less debt and...
by Tim Lacroix | Dec 10, 2019 | Calgary Mortgage Broker, General Advice, Mortgage Advice
So, you need a mortgage. Who should you go to? Your first instinct is might be to head down to the local branch of your bank- a decision you might want to reconsider. Regardless of what previous notions you have about mortgage brokers, it’s important that you...
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