by Tim Lacroix | Oct 18, 2019 | Uncategorized
What does the Bank of Canada do? Well, that is a loaded question. A simplified answer is that it makes sure that Canada’s monetary policy is creating a safe and stable financial system for Canadians. If that already sounds like something out of a boring high school...
by Tim Lacroix | May 15, 2019 | Calgary Mortgage Broker, Mortgage Advice
When it comes to mortgages, rate is king for many existing and future homeowners-but should it be? The idea that chasing the lowest rate possible is the best strategy when choosing your mortgage is a common, but frankly misguided notion. Understanding what is a...
by Tim Lacroix | Apr 12, 2019 | Calgary Mortgage Broker, General Advice
Discover Your Options Spring has sprung and you are ready to refresh your home with a renovation. Before you start choosing whether you want marble or granite countertops, make sure you have made a decision on how you are going to pay for your renovations. With tons...
by Tim Lacroix | Mar 21, 2019 | Canadian Mortgage Rules
First Time Home Buyers Incentive Canada: Are you or someone you know… a first-time home buyer in a household with an income of less than $120,000 per year purchasing a new or existing build valued at less than 4 times the household income have a down payment of at...
by Tim Lacroix | Oct 5, 2018 | General Advice
Purchasing a home is always an exciting endeavour but for those who are upsizing, the second (or third, or fourth) time buying is different. You are more knowledgeable, you can make better decisions faster, and you’re more confident. When your lifestyle evolves to a...
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