by Tim Lacroix | Oct 21, 2020 | General Advice, Money Matters, Mortgage Advice
‘Tis the season to be spooked but don’t let it be about your potential mortgage. While the October air can have more bite to it than the new jalapeño avocado toast you’re trying for breakfast, you shouldn’t worry about getting bitten by the misunderstood mortgage...
by Tim Lacroix | Sep 17, 2020 | General Advice, Money Matters, Mortgage Advice
There are different mortgages for different situations, which makes sense, but a lot of people don’t really think about it until they try to get a loan and realize they don’t qualify or it’s not as straightforward as they thought it would be. Having the information...
by Tim Lacroix | Jul 16, 2020 | General Advice, Money Matters, Mortgage Advice
In the last month, CMHC released significant changes to their underwriting policies, that is, how they determine if someone can get a mortgage when they purchase with less than a 20% down payment. As of July 1 st , CMHC has implemented these changes and the industry...
by Tim Lacroix | Feb 20, 2020 | General Advice, Money Matters, Mortgage Advice
Purchasing your first time is a big step, and when that comes with the 25-year financialcommitment of a mortgage, it’s a decision that shouldn’t be made lightly. That being said, buying your home doesn’t need to be overwhelming, especially if you know that it’s the...
by Tim Lacroix | Feb 10, 2020 | General Advice, Money Matters, Mortgage Advice
When looking to purchase a home, whether it’s your first or tenth, the decision to invest in a new or pre-existing build is almost always one of the first questions home buyers face. The idea of buying into the shiny and new is an attractive option, however, higher...
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