by Tim Lacroix | Jan 16, 2020 | Calgary Mortgage Broker, General Advice, Mortgage Advice
Whether you are experiencing a financial holiday hangover or a mid-year financial slump, debt can weigh heavy. Consolidating your debt can be a useful tool for people looking to reset their financial perspective and get on track towards lower payments, less debt and...
by Tim Lacroix | Dec 10, 2019 | Calgary Mortgage Broker, General Advice, Mortgage Advice
So, you need a mortgage. Who should you go to? Your first instinct is might be to head down to the local branch of your bank- a decision you might want to reconsider. Regardless of what previous notions you have about mortgage brokers, it’s important that you...
by Tim Lacroix | Nov 26, 2019 | Calgary Mortgage Broker, Canadian Mortgage Rules, Money Matters, Mortgage Advice, Mortgage Rates
Five years is the standard length of a mortgage term. Once your term is up, you gain a lot of flexibility to change things up, but until then, most agreements leave little room for flexibility. Unfortunately, the life events that can prompt the need for breaking and...
by Tim Lacroix | Nov 12, 2019 | Calgary Mortgage Broker, General Advice, Money Matters, Mortgage Advice
As the holidays creep closer, so does the financial hangover that hits after the holiday spending spree. Taking a proactive approach to your spending- and saving, can be key to avoiding the pressure to get things back in order in the new year. Plan your holiday...
by Tim Lacroix | Nov 5, 2019 | General Advice, Money Matters, Mortgage Advice
On October 22, Canada woke up to a new federal government that evoked a multitude of polarizing responses that differed significantly from east to west. Regardless of where you stand on the federal election’s results, there are some notable changes that homeowners and...
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