If you’re interested in owning a home but don’t have the best credit, it’s best to speak with bad credit mortgage brokers who can use their powerful relationships with lenders to work to get you the best rate possible on a home. Calgary Mortgage Broker Tim Lacroix has been serving the mortgage needs of Albertans for years. He recognizes that every client is unique, and faces unique mortgage and financial challenges. Tim and his team are ready to guide you through the entire mortgage process, whether you are just looking for the lowest rates or require help guiding you through bad credit issues.
We all want the lowest mortgage rate but the plans of acquiring one can go down the drain when your lender pulls up your credit score and find that it’s below the ideal score. You can still get your mortgage but the rate would be different and far less ideal now that your credit standing has been revealed. After all, lending companies know and understand that not everyone can have an excellent credit score.
Lenders will categorize their clients into two – low risks and high risks. For someone with a bad credit score, you will be categorized into the latter and receive a high mortgage rate offer.
Don’t sweat the matter out all by yourself. Look for a good mortgage broker. Tim Lacroix and his team are ‘Bad Credit Mortgage Brokers’ in Calgary, and will work hard for you to find a lender that can offer you a better rate than you would probably get at your own bank. A mortgage broker at your beck and call can be advantageous as this professional is affiliated with different lenders. Your mortgage broker can easily look for a lender offering the best mortgage rate to people with bad credit records. This way, you are not necessarily stuck with one lender. You have options and you are able to find the best possible rate with your current situation.
Bad credit mortgage brokers in Calgary can also steer you in the right financial direction so you can come up with a realistic budget and a mortgage rate that you can afford monthly. The sound financial advice of a mortgage broker can make future dealings with your mortgage easier and doable.
With the real estate market in Calgary, you’d want a mortgage broker to step in, get a pre-approval for your mortgage and give you an advantage when offering a deal to home sellers.
Mortgage Broker Tim Lacroix and his expert team have been serving the mortgage needs of Albertans for years. They believe that home ownership should be a dream everyone can achieve and will work with you to determine which mortgage is the right fit for your unique needs, and help you purchase the home you want.
Make your dream of home ownership a reality, with the help of the bad credit mortgage brokers in Calgary. Call Tim Lacroix today at 403-407-1244.
Bad Credit Mortgage Brokers Calgary