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Tips To Upsizing Your Home

Tips To Upsizing Your Home

Purchasing a home is always an exciting endeavour but for those who are upsizing, the second (or third, or fourth) time buying is different. You are more knowledgeable, you can make better decisions faster, and you’re more confident. When your lifestyle evolves to a...

Divorce and Mortgages

Divorce and Mortgages

Life has many unexpected twists and turns and no matter how much we plan sometimes it just doesn’t work out as we thought it would. The splitting of a partnership is never something that we see coming or plan for, so when it happens it’s easy to be caught off guard....

Leveraging Your Home For A Loan

Leveraging Your Home For A Loan

Sometimes life hits us with unexpected expenses, or expenses that sneak up on us. Usually, this means that we need a loan from the bank. With all the available options of getting a loan, how do you know what it the right option for you? As a homeowner, you have the...

First Time Home Buyer’s Tax Credit

First Time Home Buyer’s Tax Credit

First Time Home Buyer's Tax Credit Not many people know that as a first time home buyer, you may be eligible for up to a $750 tax credit on your 2017 income taxes! This article explores the major points of this claim, however, it's always important to consult your tax...

Mortgage Renewal Process

Mortgage Renewal Process

The Mortgage Renewal Process When your mortgage term is over, it's time to begin the mortgage renewal process. Mortgage terms are usually 5 years, so at the end of your 5 years your mortgage broker should be in touch to give you information on your renewal. Remember...

10 Common Mortgage Mistakes You’re Making

10 Common Mortgage Mistakes You’re Making

10 Common Mortgage Mistakes You're Making Congratulations! You're on your way to home ownership. But have you been doing all you can to ensure the smooth sailing of your mortgage approval? From pre-approvals to small decisions, there are many factors to consider when...

Canada’s New Mortgage Rules 2018

Canada’s New Mortgage Rules 2018

It’s been a year since the Minister of Finance made the previous rule changes (Oct 2016) to home purchases for down payments that were less than 20%. These purchases required stress testing and to be able to debt-service at the Bank of Canada benchmark rate (which is...