by Tim Lacroix | Aug 23, 2018 | Calgary Mortgage Broker, Mortgage Advice
When it comes to your mortgage there are a lot of options to choose from and details to go over. These can sometimes be unclear, especially if you’re a first time home buyer. Things like a fixed or variable rate might not mean anything to you right now, but that’s...
by Tim Lacroix | Feb 22, 2018 | Calgary Mortgage Broker, Mortgage Advice
The Mortgage Renewal Process When your mortgage term is over, it’s time to begin the mortgage renewal process. Mortgage terms are usually 5 years, so at the end of your 5 years your mortgage broker should be in touch to give you information on your renewal....
by Tim Lacroix | Jul 11, 2017 | Calgary Mortgage Broker, Mortgage Advice
Purchasing a second home is becoming more and more popular amongst Canadians. A second home could be anything from a cabin getaway to a rental property. Many people have dreams of owning multiple homes, beyond that, many people dream of having property in which they...
by Tim Lacroix | May 8, 2017 | Calgary Mortgage Broker
This year marks Tim Lacroix’s 10th year anniversary of being a mortgage advisor. As an experienced mortgage broker, Tim provides great client experience which has been his main focus for 10 years. Being able to advise his clients not only for purchasing their...
by Tim Lacroix | Mar 14, 2017 | Calgary Mortgage Broker, Money Matters
One of the most important aspects of your financial well being is your credit. In order to make any major purchases in your lifetime, such as a home, you will need to have a good credit history. Whether you’re looking to repair your credit score, improve your...
by Tim Lacroix | Feb 22, 2017 | Calgary Mortgage Broker, Mortgage Advice
Mortgage Default Insurance Mortgage Insurance is designed as a safe guard for your mortgage in the event that you cannot make your payment. If you cannot provide a 20% down payment, you will require default insurance. The need for default insurance is governed by...
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