by Tim Lacroix | Nov 26, 2019 | Calgary Mortgage Broker, Canadian Mortgage Rules, Money Matters, Mortgage Advice, Mortgage Rates
Five years is the standard length of a mortgage term. Once your term is up, you gain a lot of flexibility to change things up, but until then, most agreements leave little room for flexibility. Unfortunately, the life events that can prompt the need for breaking and...
by Tim Lacroix | Nov 12, 2019 | Calgary Mortgage Broker, General Advice, Money Matters, Mortgage Advice
As the holidays creep closer, so does the financial hangover that hits after the holiday spending spree. Taking a proactive approach to your spending- and saving, can be key to avoiding the pressure to get things back in order in the new year. Plan your holiday...
by Tim Lacroix | May 15, 2019 | Calgary Mortgage Broker, Mortgage Advice
Tim Lacroix When it comes to mortgages, rate is king for many existing and future homeowners-but should it be? The idea that chasing the lowest rate possible is the best strategy when choosing your mortgage is a common, but frankly misguided notion. Understanding what...
by Tim Lacroix | Apr 12, 2019 | Calgary Mortgage Broker, General Advice
General Advice Discover Your Options Spring has sprung and you are ready to refresh your home with a renovation. Before you start choosing whether you want marble or granite countertops, make sure you have made a decision on how you are going to pay for your...
by Tim Lacroix | Aug 23, 2018 | Calgary Mortgage Broker, Mortgage Advice
When it comes to your mortgage there are a lot of options to choose from and details to go over. These can sometimes be unclear, especially if you’re a first time home buyer. Things like a fixed or variable rate might not mean anything to you right now, but that’s...
by Tim Lacroix | Feb 22, 2018 | Calgary Mortgage Broker, Mortgage Advice
The Mortgage Renewal Process When your mortgage term is over, it’s time to begin the mortgage renewal process. Mortgage terms are usually 5 years, so at the end of your 5 years your mortgage broker should be in touch to give you information on your renewal....
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