by Tim Lacroix | Feb 5, 2021 | Calgary Mortgage Broker, Canadian Mortgage Rules, General Advice, Money Matters, Mortgage Advice
Hair loss seems to be one of silent effects of COVID, as parents lose fistfuls furiously trying to figure out new ways of keeping their kids active with limited external resources. With indoor choices being limited many parents started to look at options that were a...
by Tim Lacroix | Nov 26, 2019 | Calgary Mortgage Broker, Canadian Mortgage Rules, Money Matters, Mortgage Advice, Mortgage Rates
Five years is the standard length of a mortgage term. Once your term is up, you gain a lot of flexibility to change things up, but until then, most agreements leave little room for flexibility. Unfortunately, the life events that can prompt the need for breaking and...
by Tim Lacroix | Mar 21, 2019 | Canadian Mortgage Rules
Tim Lacroix First Time Home Buyers Incentive Canada: Are you or someone you know… a first-time home buyer in a household with an income of less than $120,000 per year purchasing a new or existing build valued at less than 4 times the household income have a down...
by Tim Lacroix | Nov 17, 2017 | Canadian Mortgage Rules
Tim Lacroix It’s been a year since the Minister of Finance made the previous rule changes (Oct 2016) to home purchases for down payments that were less than 20%. These purchases required stress testing and to be able to debt-service at the Bank of Canada benchmark...
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