by Tim Lacroix | Jan 31, 2020 | General Advice, Money Matters, Mortgage Advice, Mortgage Rates
So, you want to buy a house?Do you have a down payment? Your down payment is one if the first steps towards home ownership, but it may also be the first hurdle to overcome. Even 5% of the value of a home can feel like a large chunk of cash and can be daunting,...
by Tim Lacroix | Nov 26, 2019 | Calgary Mortgage Broker, Canadian Mortgage Rules, Money Matters, Mortgage Advice, Mortgage Rates
Five years is the standard length of a mortgage term. Once your term is up, you gain a lot of flexibility to change things up, but until then, most agreements leave little room for flexibility. Unfortunately, the life events that can prompt the need for breaking and...
by Tim Lacroix | Oct 3, 2016 | Calgary Mortgage Broker, Mortgage Rates, Self-Employed Mortgages
Below are the main takeaways of Tim’s speech. When you hear “Doom” this we think of: Oil & Gas Housing Bubble Falling Canadian Dollar The sky is not falling and it’s not Doom & Gloom! When one door closes another opens. This is a great time to look at...
by Tim Lacroix | Oct 1, 2016 | Calgary Mortgage Broker, Money Matters, Mortgage Rates
As the holidays approach even the most carefully orchestrated budget can fall to pieces. Here are 4 ways you can keep your holiday spending under control without feeling like a Grinch. Pare your present list You don’t need to buy a gift for everyone. Sit down with...
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