by Tim Lacroix | Mar 22, 2018 | Uncategorized
First Time Home Buyer’s Tax Credit Not many people know that as a first time home buyer, you may be eligible for up to a $750 tax credit on your 2017 income taxes! This article explores the major points of this claim, however, it’s always important to...
by Tim Lacroix | Oct 30, 2016 | Uncategorized
Announced last week, the Bank of Canada (BoC) decided to leave its benchmark interest rate at 0.5% and according to economists, this is no surprise. Between the years of 1990 to 2015, the Canadian interest rate has fluctuated in the following way: Average Interest...
by Tim Lacroix | Oct 29, 2016 | Uncategorized
What Does It Really Mean? The economy is a bit crazy right now. The oil prices and shift in leadership has created an atmosphere of concern and uncertainty. People are differing key financial decisions in lieu of the unknown. I believe that with access to the right...
by Tim Lacroix | Oct 28, 2016 | Uncategorized
The economy is in flux. Now, more than ever, lenders and insurers are being very careful with mortgage approvals. Concurrently, there is a growing need for young and low income families to have access to affordable housing. To qualify for home ownership, to make it...
by Tim Lacroix | Oct 26, 2016 | Uncategorized
The 2015, Civic Census reported that Calgary’s population has grown by 35,721, from 2014. That’s almost a 3% growth in population, which is surprising after our economic bruise. Now the question regarding housing for our growing population comes into play. Calgary...
by Tim Lacroix | Oct 25, 2016 | Uncategorized
Mortgage Broker Tim Lacroix can help Entrepreneurs are motivated, tenacious and smart individuals. So why are banks reluctant to provide mortgages for the self-employed? The reason is due to their different and various forms of income. Most salaried employees are able...
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