As we head into the 2020 holiday season we know things are going to look a little different this year. Many of us are used to prepping our homes for large gatherings, visiting malls to fill the space under our tree, picking out fancy new holiday outfits, or packing our suitcases for a warm holiday vacation. While it’s unlikely this holiday season will offer us much normalcy, there are a few things we can do to spread festive cheer to our friends, family and community, and prepare for the joys that 2021 will offer us.
All Things Local
If 2020 has highlighted anything; it’s the importance of supporting those that are closest to us. The holidays are meant to bring people together so why not use this year to warm the hearts of those in your Calgary neighbourhood? Now is the perfect time to visit all your local favourites and be part of making a difference right here at home where it matters the most. As a local business owner I know the joy that comes with a client choosing you to support their needs. This holiday season I want to spread the love by sharing a few of my favourite places…..
Donate Your Time or Unneeded House Wares
Less holiday commitments means more time at home, which isn’t always a bad thing! While the colder months are not traditionally peak home-selling season, extra days off could be used reducing, reorganizing (with a little eggnog perhaps?) and donating gently used items like clothes, furniture and house wares. Places like Value Village, Goodwill and the Women in Need Society use their profits to support Calgarians with disabilities and local families in need, Diabetes Canada, Big Brother and Sisters and Cerebral Palsy Canada.
Not only will clearing your space of clutter help spread the love to those in the community, it can also be a great reminder of why you love the space you have, or may want to update to a different space in 2021.
If you’ve already spent enough of 2020 clearing your space, many Calgary charities are still looking for volunteers, either temporarily or on a permanent basis, to continue serving those in the community. Organizations such as Meals On Wheels, The Calgary Food Bank or Making Changes are all places that you can use your time to spread love in your community.
“Plan” for 2021
Many of us are excitedly counting down the remaining days in 2020, hoping a new year on the calendar may bring us the comforts of “normal.” But, if 2020 has taught me anything, it’s to expect the unexpected! No amount of planning could have prepared us for the changes to how we socialize, how we live or how we shop but now that we’ve been living this way for almost a year, it’s the perfect time to dig in a little deeper to how we want things to look for our families in 2021.
While revisiting your budget may not feel like a way to spread festive cheer, it is a great way to set your family up for success in the new year. Perhaps money that was earmarked for a sunny destination vacation (or two!) could allow you to put a new house “under the tree” this year, or to invest in the local vacation home you’ve always dreamed about.
A revised budget could also highlight the opportunity to spice up your current home, inside or out, and allow you to spend the 2020 holiday season dreaming of the gift of possibilities 2021 will bring you and your family.
2020 has been a tough year, no doubt about it, but with a little love, a sparkle of caring and a dash of preparation we have the chance to make 2021 the year dreams are made of.
I’d love to be a part of making your holiday and new years a little brighter and am always here to answer any mortgage questions you may have. From my family to yours….best wishes this holiday season and a very happy new year.
For further insight on any of these myths debunked and an opportunity to get advice from Tim Lacroix, mortgage broker and mentor, click here.
Finding Joy in the Never Ending Year of 2020
Your mortgage broker can help you with the steps you need to take to prove your earnings, so you can qualify.