Talk to Tim at 403-648-1541


First Time Home Buyers


First Time
Home Buyers.

Buying your first home can be an overwhelming experience. With so many factors to consider the task can be daunting, but it doesn’t have to be.

With 10 years of experience working with first time home buyers in Calgary, Tim has been helping many people attain their goals of homeownership – even when they didn’t think it was possible for them.

I believe that homeownership is a dream that everyone can achieve as long as they are empowered with the proper knowledge and strategy.

Tim Lacroix

One of the benefits of working with a mortgage broker is that we never offer one-size-fits-all solutions. Because every individual’s situation is different, we at Kardia Mortgages customize a strategy just for you.

As your Calgary mortgage broker, Tim has access to a variety of different lenders. We work hard to match you with the appropriate lender that suits your financial and your home buying needs.

Tim has helped many first time home buyers in Calgary get fantastic mortgages, but there’s more to it than that. When it comes to buying your first home you will need to be educated as well. Tim helps you navigate through the entire mortgage application process and leverage appropriate tax breaks (like Canada’s first-time homebuyer’s tax credit and the first time home buyers RRSP plan). There are many other services we provide for first time home buyers that will help you achieve mortgage freedom faster.

As someone who has helped hundreds of first time home buyers in Calgary, Tim knows that every situation is unique. While priding himself on delivering trustworthy, reliable services Tim lends a hand in making your real estate journey enjoyable.

Call Tim today to open the conversation about buying your first home.

Along with being your Calgary mortgage broker, Tim Lacroix offers several other services with Kardia Financial. It’s our mission is to ensure clients have good financial health throughout their lives from purchasing your first home to planning and executing your retirement.

When you work with Tim, you’re working with someone who will help you throughout your life. Kardia Financial is your one-stop-shop to get the advice you need to be successful and reach your goals.

Contact Us

501-10333 Southport RD SW
Calgary, AB T2W 3X6