Rates
Everyday Rates
Rates
Everyday Rates
FIXED MORTGAGES – CLOSED
Term
1 Year Fixed
Rate
2.39%
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- Purchase & Transfers Only (25-year) – Insured
- 15% lump sum payments allowed.
- 15% increase to regular payments
Limited
–%
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- 25 year on High Ratio
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Purchase Only
Term
2 Year Fixed
Rate
2.39%
More Details
- Purchase & Transfers Only (25-year) – Insured
- 15% lump sum payments allowed.
- 15% increase to regular payments
Limited
–%
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Term
3 Year Fixed
Rate
2.39%
More Details
- Purchase & Transfers Only (25-year) – Insured
- 15% lump sum payments allowed.
- 15% increase to regular payments
- High Ratio & <65% LTV
Limited
2.19%
More Details
- Purchase / Transfer Only (25-year)
- 20% lump sum payments allowed.
- 20% increase to regular payments
- High Ratio Only
Term
4 Year Fixed
Rate
2.39%
More Details
- Purchase & Transfers Only (25-year) – Insured
- 15% lump sum payments allowed.
- 15% increase to regular payments
Limited
–%
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Term
5 Year Fixed
Rate
2.59%
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- Purchase & Transfers Only (25-year)
- 20% lump sum payments allowed.
- 20% increase to regular payments
- Refinance 2.94%
Limited
2.29%
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- High Ratio Only Purchase/ Switch-Renewal
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- 45 Day Quick Close (2.39% – 90 Days)
Term
7 Year Fixed
Rate
3.24%
More Details
- Purchase & Transfer Only
- 25-year amortization
- 20% lump sum payments allowed
- 20% increase to regular payments
Limited
—%
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Term
10 Year Fixed
Rate
3.24%
More Details
- Purchase & Transfer Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Purchase or Refinance Only
Limited
3.04%
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- Purchase & Transfer Only (High Ratio only)
- 25-year amortization
- 20% lump sum payments allowed
- 20% increase to regular payments
VARIABLE MORTGAGES – CLOSED
Term
3 Year VRM / ARM
Rate
–%
More Details
- Prime – 0.55%
- High Ratio Purchase Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Close within 90 days
Limited
–
Term
5 Year VRM / ARM
Rate
2.35%
More Details
- Prime -0.25%
- 25-year amortization – Purchase & Transfers
- 20% lump sum payments allowed
- 20% increase to regular payments
Limited
1.95%
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- Prime – 0.55%
- High Ratio Purchase and Transfer Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Close within 120 days *Some conditions apply
VARIABLE MORTGAGES – OPEN
Term
5 Year VRM
Rate
6.25%
More Details
- 30 year amortization maximum, 25 year on High Ratio
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Purchase or Refinance Only
Limited
–
Term
HELOC
Rate
2.95%
More Details
- Prime + 0.50%
Limited
–
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