Rates
Everyday Rates
Rates
Everyday Rates
FIXED MORTGAGES – CLOSED
Term
1 Year Fixed
Rate
3.09%
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- Purchase & Transfers Only (25-year) – Insured
- 20% lump sum payments allowed.
- 20% increase to regular payments
Limited
–%
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- 25 year on High Ratio
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Purchase Only
Term
2 Year Fixed
Rate
3.39%
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- Purchase & Transfers Only (25-year) – Insured
- 20% lump sum payments allowed.
- 20% increase to regular payments
Limited
–%
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Term
3 Year Fixed
Rate
3.69%
More Details
- Purchase & Transfers Only (25-year) – Insured
- 20% lump sum payments allowed.
- 20% increase to regular payments
- High Ratio & <65% LTV
Limited
–%
More Details
- Purchase / Transfer Only (25-year)
- 20% lump sum payments allowed.
- 20% increase to regular payments
- High Ratio Only
Term
4 Year Fixed
Rate
3.79%
More Details
- Purchase & Transfers Only (25-year) – Insured
- 20% lump sum payments allowed.
- 20% increase to regular payments
- High Ratio & <65% LTV
Limited
–%
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Term
5 Year Fixed
Rate
3.89%
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- Purchase & Transfers Only (25-year) –
- 20% lump sum payments allowed.
- 20% increase to regular payments
- Refinance 3.99%
Limited
3.79%
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- High Ratio Only Purchase/ Switch-Renewal
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- 60 and 120-days Close
Term
7 Year Fixed
Rate
4.29%
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- High Ratio Purchase & Transfer Only
- 25-year amortization
- 20% lump sum payments allowed
- 20% increase to regular payments
Limited
–%
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Term
10 Year Fixed
Rate
4.34%
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- High Ratio Purchase & Transfer Only
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Purchase or Refinance
Limited
–%
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- Purchase & Transfer Only (High Ratio only)
- 25-year amortization
- 20% lump sum payments allowed
- 20% increase to regular payments
VARIABLE MORTGAGES – CLOSED
Term
3 Year VRM / ARM
Rate
2.05%
More Details
- Prime – 1.246%
- High Ratio Purchase and Transfer Only
- 20% lump sum payments allowed.
- 20% increase to regular payments
Limited
–
Term
5 Year VRM / ARM
Rate
2.30%
More Details
- Prime -1.00%
- 25-year amortization – Purchase & Transfers
- 20% lump sum payments allowed
- 20% increase to regular payments
Limited
2.10%
More Details
- Prime – 1.00%
- High Ratio Purchase and Transfer Only
- 20% lump sum payments allowed.
- 20% increase to regular payments
- High Ratio & <65% LTV
VARIABLE MORTGAGES – OPEN
Term
5 Year VRM
Rate
6.25%
More Details
- 30 year amortization maximum, 25 year on High Ratio
- 20% lump sum payments allowed.
- 20% increase to regular payments.
- Purchase or Refinance Only
Limited
–
Term
HELOC
Rate
3.70%
More Details
- Prime + 0.50%
Limited
3.40%
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