services
Mortgage Services
services
Mortgage Services
Individualized Mortgage Services
Tim Lacroix offers many different mortgage services in Calgary. Mortgages do not come in a one-size-fits-all box. Each person has a unique history and financial situation. There are plenty of mortgage options customizable to directly suit your needs. Tim Lacroix helps clients achieve the best mortgages for their unique situation.
Understanding the mortgage process makes the journey much easier and more enjoyable for everyone.
Being Coached Through The Process
After 10 years of offering mortgage services in Calgary, Tim has developed a knack for coaching his clients. While it’s our mission to get clients the best rates and the best options, it’s also a part of the mission to teach and guide home buyers.
Being able to understand the mortgage process and the art of a broker allows clients to be more aware of their own situation. Understanding the mortgage process makes the journey much easier and more enjoyable for everyone.
You’re going to learn how and why you got the mortgage you did, as well as understanding the next steps.
Being Coached Through The Process
After 10 years of offering mortgage services in Calgary, Tim has developed a knack for coaching his clients. While it’s our mission to get clients the best rates and the best options, it’s also a part of the mission to teach and guide home buyers.
Being able to understand the mortgage process and the art of a broker allows clients to be more aware of their own situation. Understanding the mortgage process makes the journey much easier and more enjoyable for everyone.
You’re going to learn how and why you got the mortgage you did, as well as understanding the next steps.
The pinnacle of Tim Lacroix’s mortgage services is getting the best rates, and providing variety for his clients.
Great Options To Choose From
Tim offers a customized service that works for you – not the big banks.
Mortgage brokers have the flexibility of being able to go to multiple banks and lenders to get more options. Having multiple options allows for clients to mull over the possibilities and choose the one that will suit their lifestyle best.Tim’s clients are shown many different ways to go about their loans. Guiding them through the process, Tim works with you to determine the best course of action. With a wider range of choices, you’ll learn how to navigate the mortgage process!
Great Options To Choose From
Tim offers a customized service that works for you – not the big banks.
Mortgage brokers have the flexibility of being able to go to multiple banks and lenders to get more options. Having multiple options allows for clients to mull over the possibilities and choose the one that will suit their lifestyle best.
Tim’s clients are shown many different ways to go about their loans. Guiding them through the process, Tim works with you to determine the best course of action. With a wider range of choices, you’ll learn how to navigate the mortgage process!
First Time
Home Buyers
Tim Lacroix holds the belief that everyone should be able to reach their goals of homeownership.
For 10 years, he has been helping Calgarians achieve their goals even when they didn’t think it was possible. Tim is not just your Calgary mortgage expert, he’s your coach.
Self-Employed / Entrepreneurs
Being an entrepreneur or business owner increases the demands of the mortgage process.
In order to break down the barriers of homeownership, Tim has developed a customized program to fit your needs. Achieve your property ownership goals with Tim!
Mortgage Renewals
When the time comes to renew your mortgage, following the herd is not good practice!
This is the ideal time to explore your personal options for better rates and more flexibility. Your Calgary mortgage expert works for YOU – not the banks.
New to Canada
Tim makes it as easy as possible to settle into your new home.
As a newcomer to Canada, it’s difficult to know all the rules and regulations surrounding homeownership and mortgage lending, but we are here to help! Tim Lacroix is one of Calgary’s top mortgage brokers and as such, he has been helping people readjust in Canada while getting secure prime rates.
No
Down Payments
While a down payment may seem like an insurmountable financial obstacle, it doesn’t have to be.
Your goals of homeownership are achievable. Tim Lacroix is able to offer no down payment mortgages in Calgary for individuals who qualify for the program.
Home Equity
Lines of Credit
One of the most cost effective ways to lower your borrowing costs is to use the equity of your home.
A home equity line of credit offers a lower interest rate compared to other types of loans. In order to get the best options in Calgary, you need an expert advisor in your corner.