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Rates

Fixed Mortgages – Closed

Term

Rate

Limited

1 Year Fixed

2.64%

2.44%

Everyday Rate 2.64%
  • 30 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
Everyday Rate 2.44%
  • 25 year on High Ratio
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase Only

2 Year Fixed

2.29%

2.14%

Everyday Rate 2.34%
  • 30 year amortization and refinances available
  • 15% lump sum payments allowed
  • 15% increase to regular payments
Everyday Rate 2.14%
  • 25 year on High Ratio
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase Only

3 Year Fixed

2.49%

2.44%

Everyday Rate 2.49%
  • 30 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
Everyday Rate 2.44%
  • 25 year amortization maximum
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase Only

4 Year Fixed

2.54%

2.44%

Everyday Rate 2.59%
  • 30 year amortization and refinances available
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
Everyday Rate 2.49%
  • 25 year on High Ratio
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase & Switch

5 Year Fixed

2.69%

2.44%

Everyday Rate 2.79%
  • 30 year amortization and refinances available
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Purchase, Refinance, Transfers
Everyday Rate 2.49%
  • High Ratio Purchase and Transfer Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Close within 90 days
  • Some conditions apply

7 Year Fixed

3.19%

Everyday Rate 3.19%
  • 30 year amortization and refinances available
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Purchase, Refinance, Transfers
Everyday Rate
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10 Year Fixed

3.69%

Everyday Rate 3.69%
  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Purchase or Refinance Only
Everyday Rate
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Variable Mortgages – Closed

Term

Everyday Rate

Limited Rate

3 Year VRM / ARM

2.10%

Everyday Rate 2.20%
  • Prime – 0.60%
  • 25 year amortization maximum
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase Only
  • Matures May 2020
Everyday Rate
  • ——–
  • ——–
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5 Year VRM / ARM

2.20%

1.90%

Everyday Rate 2.20%
  • Prime – 0.50%
  • 25 year amortization maximum
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase & Transfers
Everyday Rate 1.90%
  • Prime – 0.80%
  • High Ratio Purchase and Transfer Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Close within 90 days


Variable Mortgages – Open

Term

Everyday Rate

Limited Rate

5 Year VRM

3.50%

Everyday Rate 3.50%%
  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Purchase or Refinance Only
Everyday Rate
  • ——–
  • ——–
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HELOC

3.20%

Everyday Rate 3.20%
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Everyday Rate
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Mortgage Rates

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2 Year

(Rate in %)

(Fixed – High Ratio – Closed)

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3 Year

(Rate in %)

(Fixed – High Ratio – Closed)

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5 Year

(Rate in %)

(Fixed – High Ratio – Closed)

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5 Year

(Rate in %)

(Variable - High Ratio – Closed)