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Rates

Fixed Mortgages – Closed

Term

Rate

Limited

1 Year Fixed

2.59%

2.44%

Everyday Rate 2.64%
  • 30-year amortization and refinances available
  • 20% lump sum payments allowed.
  • 20% increase in regular payments.
Everyday Rate 2.44%
  • 25 year on High Ratio
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase Only

2 Year Fixed

2.34%

Everyday Rate 2.34%
  • Purchase & Transfer Only
  • 25-year amortization
  • 20% lump sum payments allowed
  • 20% increase to regular payments
Everyday Rate 2.29%
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3 Year Fixed

2.59%

2.34%

Everyday Rate 2.59%
  • 30-year amortization and refinances available
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
Everyday Rate 2.34%
  • High Ratio Purchase & Transfer Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.

4 Year Fixed

2.69%

2.69%

Everyday Rate 2.69%
  • 30-year amortization and refinances available
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
Everyday Rate 2.69%
  • High Ratio Purchase Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • No Rentals or PreApprovals

5 Year Fixed

2.99%

2.64%

Everyday Rate 2.99%
  • 30 year amortization and refinances (3.09%) available
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Purchase, Refinance, Transfers
Everyday Rate 2.64%
  • High Ratio Purchase and Transfer Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Close within 90 days *Some conditions apply

7 Year Fixed

3.14%

3.44%

Everyday Rate 3.14%
  • High Ratio Purchase and Transfer Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
Everyday Rate 3.44%
  • Purchase & Transfer Only (conventional)
  • 25-year amortization
  • 20% lump sum payments allowed
  • 20% increase to regular payments

10 Year Fixed

3.69%

Everyday Rate 3.69%
  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Purchase or Refinance Only
Everyday Rate
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Variable Mortgages – Closed

Term

Everyday Rate

Limited Rate

3 Year VRM / ARM

2.40%

Everyday Rate 2.40%
  • Prime – 0.55%
  • High Ratio Purchase Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Close within 90 days
Everyday Rate
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5 Year VRM / ARM

2.20%

2.00%

Everyday Rate 2.40%
  • Prime – 0.75%
  • 25 year amortization maximum (2.32% – 30 Year)
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Purchase & Transfers
Everyday Rate 2.00%
  • Prime – 0.95%
  • High Ratio Purchase and Transfer Only
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Close within 90 days


Variable Mortgages – Open

Term

Everyday Rate

Limited Rate

5 Year VRM

3.75%

Everyday Rate 3.75%%
  • 30 year amortization maximum, 25 year on High Ratio
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Purchase or Refinance Only
Everyday Rate
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HELOC

3.45%

Everyday Rate 3.45%
  • Prime + 0.50%
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Everyday Rate
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Mortgage Rates

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2 Year

(Rate in %)

(Fixed – High Ratio – Closed)

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3 Year

(Rate in %)

(Fixed – High Ratio – Closed)

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5 Year

(Rate in %)

(Fixed – High Ratio – Closed)

0

5 Year

(Rate in %)

(Variable - High Ratio – Closed)