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Call Us: 403.648.1541

Calgary Mortgage Broker

Proven Strategies, Competitive Rates, Consistent Track Record. Getting Calgary to Mortgage Freedom Faster!

Tim Lacroix: offering the lowest Mortgage rates in Calgary

Bank or Mortgage Broker? What’s better for you and your family?

The difference between working with a bank or other lending institution and working with Tim Lacroix, is like the difference between ordering from the menu or from a buffet. The benefit from the cost savings is obvious. Brokers have access to a multitude of lenders with competitive rates and different risk tolerances. Your situation is unique, whether you are a first time home buyer, self employed, or a new comer to Canada. Certain strategies and lenders will yield smaller payments and more impact on your principal. By freeing yourself from the limitation of a single product or institution, you open up an entire universe of possibilities in managing your largest and most important investment in the way that works best for you, not for them. Why buy a suit off the rack when you can wear a ‘made to measure” for the same or less price? Why purchase over the counter mortgages when we can set you up a solution that fits your current and future lifestyle perfectly. If you’re shopping for a mortgage solution in Calgary, consider my team. We win when you win. Call us today at 403.648.1541.

Calgary Mortgage Broker

meet calgary mortgage broker

Whether it be as a Marine Engineer in the Canadian Military or as an Executive Consulting for Fortune 500 companies, Tim Lacroix has always focused on delivering an OUTSTANDING client experience. In his current position as a Financial Wellness Coach and Accredited Mortgage Professional (AMP), Tim has quickly become one of the most successful and highly respected experts in his industry. The secret to Tim's success is attributed to the community of experts he has established which he leverages to empower his clients.

Tim Lacroix

Owner / Mortgage Broker

Gaelen Gerard

Service Manager / Associate

Colton Peters

Service Manager / Associate

Shaunna Thomas

Funding / Loyalty Manager

My Mortgage Brokering Services:

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First Time Home Buyer

Buying your first home can be an overwhelming experience. With so many factors to consider the task ,…

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Mortgages for Self-Employed and Entrepreneurs

Though being self employed can offer many advantages it can make it difficult to apply for a mortgage. To help break…

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Mortgage Renewals

When the time comes to renew your mortgage, following the herd is not good practice – instead, it’s the ideal time…

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Newcomers to Canada

Welcome to Canada! We understand that moving to a new country can be daunting, and we want to help you settle into your…

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Home Equity Lines of Credit

Most of us want to avoid going into debt, but sometimes it is necessary. Maybe you are investing in your child’s…

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No Down Payment Mortgage Solutions

Home ownership should be attainable for everyone, but sometimes it can be difficult. Though a down payment can seem…

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TESTIMONIAL

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Mortgage Articles

Tim Lacroix blog - how does marriage affect your mortgage-
How Does Marriage Affect Your Mortgage?

When applying for a mortgage, your relationship status plays a significant role in how you will go about the process. Getting a mortgage can either be made easier, or more difficult…

Tim Lacroix - celebrating 10 years of business - giveaway (1)
Tim Lacroix Celebrates 10 Years As A Calgary Mortgage Broker

To celebrate this exciting milestone, we’re doing 10 weeks of giveaways on Facebook! Visit Calgary Mortgages by Tim Lacroix on Facebook to enter this week’s draw! Due to Tim’s 10 years anniversary of being a mortgage broker in Calgary, each week there will be a winner…

Tim Lacroix blog - Financial Spring Cleaning (1)
A Guide To Organizing Your Finances

Have you thought about Financial Spring Cleaning? Take a minute to go through this guide and get your finances set up for the year. This guide is also great for any young adults just starting out on their own who need a hand…

Understanding your credit score
Understanding Your Credit Score

One of the most important aspects of your financial well being is your credit. In order to make any major purchases in your lifetime, such as a home, you will need to have a good credit history…

Tim Lacroix - Featured Image
On March 17, Mortgage Insurance Premiums Will Increase

Mortgage Insurance is designed as a safe guard for your mortgage in the event that you cannot make your payment. If you cannot provide a 20% down payment…

Tim Lacroix - RRSP
RRSP: Registered Retirement Savings Plan Season Is Here!

We are half was into the first 60 days of the year and it’s time to think about contributing to your RRSP. You have until March 1st, 2017 to reduce your 2016 income and get a higher tax refund…