Mortgages, done properly
How we can help
First time buyers
Down payment, pre approval and first time buyer programs.
Learn more →Mortgage renewals
Compare offers and switch lenders at renewal, with a reminder service.
Learn more →Refinancing
Access equity, consolidate debt or renovate.
Learn more →Move up buyers
Selling and buying, porting and bridge financing.
Learn more →Self employed
Mortgages for business owners and commission income.
Learn more →Mortgage calculators
Payments, affordability, stress test and closing costs.
Learn more →Buying and financing together
If you're buying or selling with me, my mortgage team works alongside me. Your pre approval, offer conditions, appraisal and closing dates all line up, and you have one person watching the whole thing.
Real estate with Tim →Common Questions
Where do I go for a mortgage with Tim Lacroix?
Tim's mortgage team is Lacroix Mortgage Group in Calgary, at lacroixmortgagegroup.com. You can apply online, book a call, or call or text 403-648-1541.
Does it cost anything to use a mortgage broker?
For most residential mortgages, no. The lender pays the broker. Tim's team will tell you up front if a fee ever applies, for example on some private lending.
How many lenders does Lacroix Mortgage Group work with?
More than 50, including major banks, credit unions and monoline lenders, so they can match your situation to the right lender.